Approved and registered by Finansinspektionen ( FI ) and published by Handelsbanken on 1 May 217. FI Dnr 17-6784, 17-6814 Supplement to the Base Prospectus FI Dnr 17-2752, 17-2917 for Svenska Handelsbanken AB (publ) s MTN, warrant and certificate programme. Approved and registered by the Swedish Financial Supervisory Authority on 1 May 217 In accordance with Chapter 2, section 34 of the Financial Instruments (Trading) Act (SFS 1991:98), Handelsbanken hereby establish this supplement to the Base Prospectus dated March 29, 217. The supplement is approved and registered by the Swedish Financial Supervisory Authority on 1 May 217Any investor who, before this supplement is made public, has submitted an application for or in any other way consented to a purchase or subscription of any transferrable security covered by the Base Prospectus, has the right to recall its application or consent within two weekdays from the publication of this supplement. Last day for recall is 12 May 217 This supplement is made due to the publication on April 26, 217 of Handelsbanken s interim Report for January - March 217 and should be read together with, and is a part of the Base Prospectus. Handelsbanken s interim Report and Base Prospectus can be found at www.handelsbanken.se. Changes are made to the following parts of the Base Prospectus: On page 187, add this sentence: Handelsbanken's Interim Report of April 26, 217 is incorporated this Base Prospectus by reference. Section 8, Assets and liabilities, financial situation, and profits and losses, on page 29, subheading Incorporation by reference/most recent financial information, add this sentence: Handelsbanken's Interim Report, pages 26-61 of April 26, 217 incorporated this Base Prospectus by reference.
Item B.12 in the summary Historical financial information B.12 Historical financial information The below tables shows a summary of certain selected financial information taken from, and which must be read together with, Handelsbanken s audited annual accounts for the years ending 31 December 215 and 31 December 216 KEY RATIOS FOR THE HANDELSBANKEN GROUP YR 216 YR 215 Q1 217 Q1 216 Operating profit, MSEK 2 633 2 475 5 347 4 967 Profit for the year/ the period, MSEK 16 245 16 343 4 111 4 43 Total assets, MSEK 2 627 58 2 522 133 2 922 929 2 856 843 Shareholders' equity, MSEK 136 381 128 268 131 741 122 777 Return on equity, total business, total operations% 1 13,1 13,5 12,4 13,1 Primary capital ratio, %, CRD IV 2 25,1 21,2 23,8 22,7 Total Capital adequacy ratio, %, CRD IV 3 31,4 27,2 29,7 28,8 1) The year s profit in relation to average equity. Average equity is adjusted for value changes on financial assets classified as available for sale, derivatives in cash flow hedges, revaluation effects from defined benefit pension plans and a weighted average of new share issues, dividends and repurchase of own shares. This key ratio is not defined under IFRS but it is defined in AR 215. The key figure is presented to facilitate an investor's assessment of the bank's financial situation. SEK m YR 216 YR Q1 217 215 Q1 216 Equity 136 381 128 268 131 741 122 777 Adjustment defined benefit pension plans -1656 1 461-3 463 288 Adjustment fair value reserve -974-2 24-1 9-981 Adjustment hedge reserve -2487-4 94-2 749-7 69 Reversed weighted dividend 9 8 9 556 Total adjusted equity 131 264 122 765 133 6 123 951 Adjusted equity, average 123 812 12 644 132 432 Adjustment fo impact of conversions on adjusted equity, quarterly average -1332-1 -1 Actual quarterly average of converted shares 1335 1 1 Capital Market s holdings of SHB shares, average Adjusted equity, quarterly average 123 814 12 644 132 432 Profit for the period 16 245 16 343 4 111 4 43 Ereturn on equity, total operations 13,1% 13,5% 12,4% 13,1% * Opening balance for the period adjusted for weigheted dividend. 2) Common equity tier 1 capital in relation to riskweighted assets. This key ratio is not defined under IFRS but it is defined and calculated in accordance with EU regulation no 575/213 EU (CRR) and EU directive no 213/36/EU (CRD IV). The key figure is presented to facilitate an investor's assessment of the bank's financial situation. 3) Total own funds for capital adequacy purposes in relation to risk-weighted assets. This key ratio is not defined under IFRS but it is defined and calculated in accordance with EU regulation no 575/213 EU (CRR) and EU directive no 213/36/EU (CRD IV). The key figure is presented to facilitate an investor's assessment of the bank's financial situation. HANDELSBANKEN'S INCOME STATEMENT AND BALANCE SHEET IN SUMMARY INCOME STATEMENT, MSEK YR 216 YR 215 Q1 217 Q1 216 Net interest items: 27 943 27 74 7 81 6 795 Net commissions: 9 156 9 32 2 354 2 17 Other revenues: 3 664 3 276 61 1 278 Total revenues: 4 763 4 336 1 36 1 243 Personnel costs -12 542-12 581-2 918-3 668 Other costs: -5 41-5 23-1 43-1 33 Write-down and depreciation: -495-487 -15-125 Total costs -18 438-18 271-4 498-5 96 Net credit losses -1 724-1 597-196 -187 Profits on sales of tangible / intangible assets:tillgångar: 32 7 5 7 Operating profit: 2 633 2 475 5 347 4 967 Taxes: -4 41-4 277-1 236-929 Profit for the year / the period from divested business after tax 13 145-5
Profit for the year / the period: 16 245 16 343 4 111 4 43 BALANCE SHEET, MSEK YR 216 YR 215 Q1 217 Q1 216 Lending to the public: 1 963 622 1 866 467 1 991 434 1 92 479 Cash and balances with central banks: Interest-bearing securities eligible as collateral with central banks: Loans to other credit institutions: Bonds and other interest-bearing securities: Other assets: Total assets: Deposits and borrowing from the public: Debts to credit institutions: Securities issued: Other liabilities: Total liabilities: Shareholders' equity Total liabilities and shareholders' equity: 224 889 236 748 466 337 57 747 97 25 74 777 97 262 95 474 31 347 49 656 34 542 47 442 63 99 44 513 65 436 53 856 246 68 249 972 267 918 249 845 2 627 58 2 522 133 2 922 929 2 856 843 829 336 753 855 1 49 699 1 42 76 178 781 163 77 25 971 192 92 221 317 23 873 1 295 668 1 258 169 2 491 199 2 393 865 239 85 24 919 136 381 128 268 2 791 188 2 734 66 2 627 58 2 522 133 2 922 929 2 856 843 Annual info above for 215 and 216 are revised and taken from annual reports in 215 and 216. The information for 217 has been reviewed by auditors and is taken from the interim Report. Handelsbanken confirms that no significant detrimental changes have occurred in Handelsbanken's prospects since the publication of the interim Report. The consolidated financial statements are prepared in accordance with the international accounting standards (IFRS) and interpretations of these standards as adopted by the EU.
Danish translation: B.12 Historisk finansiel information Nedenstående tabeller viser et sammendrag af finansiel information fra Handelsbankens legale årsregnskab anno 215 og 216. Som forklarende element til sammendraget indgår fodnoter fra bankens revision nedenfor. Nøgletal for Handelsbankkoncernen 216 215 Q1 217 Q1 216 Driftsresultat, mio. SEK 2 633 2 475 5 347 4 967 Årets resultat, mio. SEK 16 245 16 343 4 111 4 43 Balance, mio. SEK 2 627 58 2 522 133 2 922 929 2 856 843 Egenkapital, mio. SEK 136 381 128 268 131 741 122 777 Rentabilitet på egenkapital total virksomhed % 1 13,1 13,5 12,4 13,1 Kernekapitalprocent, %, CRD IV 2 25,1 21,2 23,8 22,7 Total Kernekapitalprocent, %, CRD IV 3 31,4 27,2 29,7 28,8 1) Årets resultat i relation til gennemsnitlig egenkapital. Gennemsnitlig egenkapital justeres for værdiændringer for finansielle aktiver der er disponibel for salg, derivater anvendt til afdækning af pengestrømme, opskrivningseffekt af netto pensionsforpligtelser samt et vægtet gennemsnit af aktieemission, udbytter og aktietilbagekøb. Ovenstående er ikke defineret i IFRS men i år 215. Nøgletallet præsenteres for at lette en investors vurdering af bankens finansielle situation. mkr ÅR 216 Eget kapital 136 381 Justering förmånsbestämda pensionsplaner -1656 Justering verkligt värde -reserv -974 Justering säkringsreserv -2487 ÅR 215 128 268 1 461-2 24-4 94 Q1 217 131 741-3 463-1 9-2 749 Viktad Utdelning återläggs 9 8 Summa justerat eget kapital 131 264 122 765 133 6 Justerat eget kapital, genomsnitt 123 812 12 644 132 432 Justering för konverteringars påverkan på justerat eget kapital -1332 Faktiskt genomsnitt på konverterade aktier 1335 Capital Markets innehav i SHB-aktier, genomsnitt Justerat eget kapital, årsgenomsnitt 123 814 Periodens resultat 16 245 Räntabilitet på eget kapital tot verksamhet 13,1% -1 1 12 644 16 343 13,5% -1 1 132 432 4 111 12,4% Q1 216 122 777 288-981 -7 69 9 556 123 951 4 43 13,1% 2) Kernekapital i forhold til risikovægtede aktiver. Dette element er ikke relateret til IFRS, men defineret og beregnet i overenstemmelse med EU-forordningen nr 575/213 EU (CRR) og EU-direktivet 213/36 / EU ( CRD IV ). Nøgletallet præsenteres for at lette en investors vurdering af bankens finansielle situation. 3) Den totale kapitalebase i forhold t il de risikovægtede aktiver. Dette element er ikke relateret til IFRS, men defineret og beregnet i overenstemmelse med EU-forordningen nr 575/213 EU ( CRR ) og EU-direktivet 213/36 / EU ( CRD IV ) Nøgletallet præsenteres for at lette en investors vurdering af bankens finansielle situation. HANDELSBANKENS RESULTAT OG BALANCE Resultatopgørelse, mio. SEK 216 215 Q1 217 Q1 216 Renteindtægt, netto: 27 943 27 74 7 81 6 795 Provisionsindtægt, netto: 9 156 9 32 2 354 2 17 Øvrige indtægter: 3 664 3 276 61 1 278 Indtægter i alt: 4 763 4 336 1 36 1 243 Personaleomkostninger: -12 542-12 581-2 918-3 668 Øvrige omkostninger: -5 41-5 23-1 43-1 33 Af- og nedskrivninger: -495-487 -15-125 Omkostninger i alt -18 438-18 271-4 498-5 96 Tab og hensættelser -1 724-1 597-196 -187 Gevinst på salg af materielle/immaterielle aktiver: 32 7 5 7 Driftsresultat: 2 633 2 475 5 347 4 967 Skatter: -4 41-4 277-1 236-929 Resultat fra frasolgte aktiviteter efter skat: 13 145-5 Årets resultat: 16 245 16 343 4 111 4 43 Balance, mio. SEK 216 215 Q1 217 Q1 216 Udlån: 1 963 622 1 866 467 1 87 836 1 92 479 Kassebeholdning, tillgodehavender: 224 889 236 748 55 579 57 747
Belåningsbare statsobligationer 97 25 74 777 78 219 95 474 Udlån til øvrige kreditinstitutter: 31 347 49 656 7 339 47 442 Obligationer, rentebærende 63 99 44 513 63 725 53 856 Øvrige di aktiver: i 246 68 249 972 29 978 249 845 Aktiver i alt: 2 627 58 2 522 133 2 816 676 2 856 843 Indlån: 829 336 753 855 1 22 267 1 42 76 Gæld til kreditinstitutter: 178 781 163 77 2 74 192 92 Værdipapirer: 1 261 765 1 245 367 1 212 613 1 258 169 Øvrige passiver: 221 317 23 873 254 895 24 919 Passiver: 2 491 199 2 393 865 2 689 849 2 734 66 Egenkapital 136 381 128 268 126 827 122 777 Passiver og egenkapital i alt: 2 627 58 2 522 133 2 816 676 2 856 843 Årsinformationen fra 215 og 216 ovenfor revideres og tages fra årsrapporter i 215 og 216. Oplysninger fra 217 er revideret af revisorerne, og er taget fra de rapport. Handelsbanken bekræfter, at der ikke væsentlig negativ ændring i Handelsbankens fremtidsudsigter indtruffet siden datoen for offentliggørelsen af delårsrapporten. Koncernregnskabet er udarbejdet i overensstemmelse med de internationale regnskabsstandarder (IFRS) og fortolkninger af disse standarder, som er vedtaget af EU.