PLATFORM WHITEPAPER Version : 2.1

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1 The next generation banking platform for the next billion PLATFORM WHITEPAPER Version : 2.1 This whitepaper is a working document that is subject to review and change

2 Content Cashaa.com LegalDisclaimer 2.ExecutiveSummary 3.VisionandMission 4.Problem 4.1Banks&FinancialInstitutions 4.2BusinessesandIndividuals 5.Solution 5.Solution 6.Product(Individuals) 6.1InternationalBankAccount 6.2CMCWalet 6.3CashaaCards 6.4CAS-Invest 7.Product(Businesses) 7.1InternationalBankAccount 7.1.1CorporateAccount(Blue,Basic,SuperValue) 7.1.2MerchantAccount(Advance,Premier) 7.2CorporateCards 7.3CMCBiz-Walet 7.4CAS-CreditLine 7.5APIBanking 7.5.1AccountAPI 7.5.2CashaaKYCAPI 8.AboutCashaa 8.1Team 8.2Awards&Recognitions 8.3MediaAppreciations 9.Roadmap Token 10.1TokenSaleStatistics 10.2Exchanges 10.3CASTokenUtility 11.FurtherInformation Coming Soon Coming Soon Coming Soon Coming Soon Coming Soon Coming Soon

3 Cashaa.com 3 1.LegalDisclaimer TheCASTokenSalewascompletedinJan2018.Thisupdatedwhitepaperisforinformational purposesonlyanddoesnotconstituteanylegalrelationsbetweenyouandcashaaholdingsou anditsafiliates(colectivelyreferedtoas Cashaa.com ).Thiswhitepaperisaworkingdocumentthatissubjecttoreview andchanges. Translations Eligibleparticipants ThiswhitepaperandrelatedmaterialsareissuedinEnglish.Anytranslationisforreference purposesonlyandisnotcertifiedbyanyperson.ifthereisanyinconsistencybetweenatranslationandtheenglishversionofthiswhitepaper,theenglishversionprevails. Eligibilityforparticipationintheinitiativesdescribedinthiswhitepaper(ifandwhencompleted) isnotguaranteedandislikelytobesubjecttolegalandregulatoryrestrictions.citizensorresidentsofcountrieswherecryptoisilegalorregulatedentitiesareineligibletoparticipatein Cashaa.com initiatives. Norepresentations Norepresentationsorwarantieshavebeenmadetotherecipientoritsadvisersastotheaccuracyorcompletenessoftheinformation,statements,opinionsormaters(expressorimplied) arisingoutof,containedinorderivedfrom thiswhitepaperoranyomissionfrom thisdocument reasonablenessofanyplans,futureprojectionsorprospectsandnothinginthisdocumentisor shouldberelieduponasapromiseorrepresentationastothefuture.tothefulestextentpossi ble,alliabilityforanylossordamageofwhatsoeverkind(whetherforeseeableornot)which mayarisefrom anypersonactingonanyinformationandopinionscontainedinthiswhitepaper orofanyotherwritenororalinformationoropinionsprovidednow orinthefuturetoanyinterestedpartyortheiradvisers.norepresentationorwarantyisgivenastotheachievementor oranyinformationwhichismadeavailableinconnectionwithanyfurtherenquiries,notwithstandinganynegligence,defaultorlackofcare,isdisclaimed. Restrictedtransmission Thiswhitepapermustnotbetakenortransmitedtoanyjurisdictionwheredistributionor disseminationofthiswhitepaperisprohibitedorrestricted.

4 Cashaa.com 4 Noreview byanyregulatoryauthority Thiswhitepaperhasnotbeenreviewedbyanyregulatoryauthority. Thirdpartyreferences Referencesinthiswhitepapertospecificcompanies,networksand/orpotentialusecasesare forilustrativepurposesonly.theuseofanycompanyand/orplatform namesandtrademarks doesnotimplyanyafiliationwith,orendorsementby,anyofthoseparties. Alreferencesto dolars,usdor $ arereferencestounitedstatesdolarsunlessotherwise stated. Graphics Algraphicsincludedinthiswhitepaperareforilustrativepurposeonly.Inparticular,graphics withpricereferencedonottranslateintoactualpricinginformation. Riskstatements Cryptographictokensmaybesubjecttoexpropriationand/ortheft;hackersorothermalicious groupsororganizationsmayatempttointerferewithoursystem/networkinvariousways, includingmalwareatacks,denialofserviceatacks,consensus-basedatacks,sybilatacks, smurfing,andspoofingwhichmayresultinthelossofyourcryptographictokens,thelossof yourabilitytoaccessorcontrolyourcryptographictokens.insuchevent,theremaybeno remedy,andholdersofcryptographictokensarenotguaranteedanyremedy,refund,or compensation. Theregulatorystatusofcryptographictokensanddigitalassetsiscurentlyunsetled,varies amongjurisdictionsandsubjecttosignificantuncertainty.itispossiblethatinthefuture, certainlaws,regulations,policiesorrulesrelatingtocryptographictokens,digitalassets, blockchaintechnology,orblockchainapplicationsmaybeimplementedwhichdirectlyor indirectlyafectorrestrictcryptographictokenholders righttoacquire,own,hold,sel,convert, trade,orusecryptographictokens. Theuncertaintyintaxlegislationrelatingtocryptographictokensanddigitalassetsmayexpose cryptographictokenholderstotaxconsequencesassociatedwiththeuseortradingof cryptographictoken.

5 Cashaa.com 5 Digitalassetsandfinancialproductsandservicescarysignificantrisks.Potentialpurchasers shouldassessthenatureof,andtheirownappetitefor,relevantrisksindependentlyandconsult theiradvisersbeforemakinganydecisions. CautionRegardingForward-LookingStatements Thiswhitepapercontainscertainstatementsthatareforward-looking,bytheirnature,subjectto significantrisksanduncertainties.ourforward-lookingstatementsarebasedoninformation curentlyavailabletousaboutthebusinessthatweoperate.forward-lookingstatementsmay involveestimatesand assumptionsand aresubjectto risks,uncertaintiesand otherfactors beyond ourcontroland prediction.accordingly,thesefactorscould causeactualresultsor outcomesthatdifermaterialyfrom thoseexpressedintheforward-lookingstatements. Anyforward-lookingstatementspeaksonlyasofthedateofwhichsuchstatementismade,we undertake no obligation to update any forward-looking statements to reflect events or circumstancesafterthedateonwhichsuchstatementismadeortoreflecttheoccurenceof unanticipatedevents. Licensesandapprovalsarenotassuredinaljurisdictions TheCompanyanditssubsidiariesintendtooperateinfulcompliancewithapplicablelawsand regulationsandobtainthenecessarylicensesandapprovals.thismeansthatthedevelopment androl-outofaltheinitiativesdescribedinthiswhitepaperarenotguaranteed.regulatory licensesand/orapprovalsarelikelytoberequiredinanumberofrelevantjurisdictionsinwhich relevantactivitiesmaytakeplace. ItItisnotpossibletoguarantee,andnopersonmakesanyassurances,thatanysuchlicensesor approvalswilbeobtainedwithinaparticulartimeframeoratal.thismeansthattheinitiatives describedinthiswhitepapermaynotbeavailableincertainmarkets,oratal.thiscouldrequire restructuringoftheseinitiativesand/oritsunavailabilityinalorcertainrespects.inaddition,the developmentofanyinitiativesisintendedtobeimplementedinstages.duringcertainstagesof development,theprojectmayrelyonrelationshipswithcertainlicensedthirdpartyentities.if theseentitiesarenolongerproperlylicensedintherelevantjurisdiction,thiswilimpacttheability ofthecompanytorelyontheservicesofthatparty. Noadvice ThiswhitepaperdoesnotconstituteadvicetopurchaseCASTokensnorshoulditbereliedupon inconnectionwithanyothercontractorpurchasingdecision.

6 Cashaa.com 6 2.ExecutiveSummary Theglobalfinancialcrisisrevealedsignificantweaknessesintheexistingfinancialsystem and someofthevulnerabilitiesalreadyhaveshowntheirimpactontheinterconnectedglobalmarket. Theworldeconomyisstilstrugglingwithabsoluteslow growthratestoday.transferingmoney forremitance,money lending across internationalborders is stilvery complicated,time consumingandexpensive.existingsystemsrunningontraditionalbankingchannelsareslow and complexwithfulofintermediaries,higherexchangerates,counterpartyrisks,bureaucracyand extensivepaperwork.morethan3.5bilionpeoplearestilunbankedorunderbankedandhavefew opportunitiestohaveasafeandsecurewaytoparticipateintheglobaleconomy.on-boardingthis missingpopulationtothebenefitsoftheglobalfinancialsystem iskeyinordertoprovidea sustainablesolutionfortheirfutureeconomicoutlook. TherecentemergenceofCryptocurencytokenshasshownasilverliningtoevolvethelegacy systems.however,itturnsoutthatconsumersandbusinessesarestrugglingtoleveragethe benefitsoftheblockchaininfrastructureduetopoorusability,noncustomercentricapproach andimproperlegalimplementation. TheGap:BankingtheUnbankedisprimarilydueto Traditional,expensiveandcomplicatedbankinginfrastructure Moneyhasevolvedovertimeduringseveralcivilizationsandthischangeishappeningagain User sperspectivetowardsthecentralizedsystemsandwaytousethem ischanging Poorandincompletecryptosolutionsintermsofusabilityandlegalframework Thiswhitepaperfilsthegapbetweentheexistingfinancialsystem andemergingnon-userfriendlytechnologiesbypresentingasecureandsimplewaytousepaymentsandbankingarchitecture thataimstolowerthefinancialinclusionbariersandprovidefinancialservicestothebankedand unbanked. CashaaHoldingcompletedatokensaleinJan2018.Thisisnotafundraisingdocument;the projectwilbefundedbycashaaholding.theobjectiveofthecashaawhitepaper2.1isto presentourvision,productandstrategy.

7 Cashaa.com 7 3.VisionandMission FortheNextBilionusers Cashaaisaboutempoweringthebankedandunbankedbusinessandindividualstoenablethem toparticipateintheglobaleconomyanddevelopthenew outlookforthiscommunitybyusing openarchitecture.itisagreatironythattheblockchainorcryptocommunityhascontinuously been denied help from existing financialinstitutions who like to participate and sponsor blockchaineventsbutinrealitycannotsupporttherevolutionduetosomeinherentproblems. Wefirmlybelievethatthereshouldbeaneficientalternativetotheexistingpaymentsandbankingsystem andaretherebyworkingoversomefundamentalprinciplesdedicatedtobankthe unbankedbyprovidingbetersupportforeasyadoptionoffuturemoney.furthermore,weare commitedtoacceleratethegrowthofdigitalinnovationbybringingcashaasdkandopenapi intotheecosystem.thus,embracingthedecentralisation. YEAR InNext1Year Empower250Businessand theircommunitymembers includingexchanges,token YEAR InNext3-5Year Tobecometheworld s predominantandfirstchoice BankingPlatform forbusiness sales,ico,stoandcrypto andindividualsinvolvedin Curenciesbusinesses emergingtechnologies.

8 TheprimaryroleofBlockchainwastosolvecoordinationandsynchronizationproblemsamongst multilateralagreements between network ofparticipants,butitseems thatthese multiple Blockchainarenow givingahardtimeto realusers andhavebecomeabotleneckforthe mainstream adoption.thecurentatemptstoprovideblockchainbasedsolutionslacktheworkflow needsofsmalandmedium sizedenterprises. 4.1ForBanks&FinancialInstitutions Operating on a traditionalrailinfrastructure,where moving moneyrequires huge processingeforts.oneofthemainreasonsforfrictionisthatinformationissiloed betweentheplayersintheindustry. LackofknowledgeandfunctionalunderstandingofDigitalAssets;theexistingbanking industrystayedindenialmodeforalongtimetoaccepttherevolutioncomingdueto technologieslikebitcoinetc. Lackofinfrastructuretosupportcryptotransactions:Theexistingcentralizedbanking system runningonmainframeisnow facingthechalengetoadopttothesudden growthofdecentralisedassets. LackofAMLandComplianceAPIforcryptotransactions;theexistingbankingsystem wasmadeformonitoringonlynationalcurencytransactionswhicharenotenoughto ensurecryptotransactionsarecompliant.

9 Cashaa.com 9 4.2ForBusinessesandIndividuals 1 2 Accountingandauditing Issues:Useofmultiple unidentifiedaddressand accountsarebecominga nightmareforlegit Businessandindividuals. Nocryptofriendlybanking system:duetouncertainty inframework,infrastructure anddenialfrom banks. 3 4 Convertibilityofdigital assets:wecan tignore thefactthatwestilneed abridgetomovebackand forthuntilwefulyadopt thecryptographicmoney system. Securityofdigitalassets: Cryptographictokenspose anireversiblethreatifnot managedproperly,which hasbeenthethickest hindrancetoitsadoption.

10 Cashaa.com 10 5.Solution TheworldneedsoneaccountforOldandNew emergingmoneysystem.asystem which addressesthecomplexityandchalengesofregulators,banks,centralbanks,individuals andbusinesses(bankedorunbanked)tosuccessfulyhelpthemankindtojumpintoa new eraoftrust. Entrepreneur Individualindulgedin cryptotransaction Startup Pre&posttoken salestartup Enterprises Establishedcompanies readyforcrypto WorldneedsCashaaSolution! GlobalMultiCurencyCryptoFriendlyBankingplatform

11 Cashaa.com 11 6.Products-Individuals Asaproduct-drivencompany,ourfocusistosolvethe problems using disruptive technologies to create products,andservicesforsimpleandeasyuse.cashaa singlesign-onwebsite,&mobileapplicationwilalow userstoaccessaltheproductssuchas,iban,cmc walet,cards,and CAS-Invest.In the first version hostedwebservicewilbereleased,folowedbyandroid andiosapplications.

12 Cashaa.com InternationalBankAccount(IBAN) InternationalBankAccountNumber(IBAN)isaninternationalyagreedsystem ofidentifyingbank accountsacrossinternationalborderstofacilitatethecommunicationandprocessingofcross bordertransactionswithareducedriskoftranscriptionerors. CashaawilprovideeachIndividualadedicatedIBAN whichcanbeaccessedthroughitscashaa account.yourinternationalbankaccountnumber(iban)isyouraccountnumberwritenina standard,internationalyrecognisedformat.theyhelpustoprocessyourinternationalpayments automaticaly,makingthem faster,saferandcheaper.wewilissueiban startingwithgbissued forukaccounts. CountryCode BankIdentifier GB CheckNumber AccountNumber CompetitiveAdvantage 1. Multi-curencyIBAN alowsyouraccounttohandlemultiplenationalcurencies. 2. UseyourIBAN andbictomakeiteasiertoreceivepaymentsfrom abroad 3. AvoidextrachargeswhenreceivingorsendingmostEUpayments 4. Makelocaland internationalpaymentsdirectlyfrom youraccount 5. Benefitfrom anautomatedsystem withnodelaysorqueries

13 Cashaa.com 13 CASTokenUtility CASTokensareabletobeusedand/orearnedinconnectionwiththisproductbyeligible individualsinthefolowingkeyways: 1. EnablescustomerstoopenanIBAN account(forfree)bystakingcastokens 2. Increaseyourmonthlyaccountlimit 3. EnablecustomerstomakefreelocalandInternationaltransfers. 4. FreeForeignExchange(Forex) Pricing&Limits WorldTraveler Premier SmartValue Basic Blue 1,000,000 CASStake 500,000 CASStake 50,000 CASStake 25,000 CASStake 0 CASStake Onboarding Fee Free Free Free Free 25 Monthly Fee Free Free Fee Free Free Cashaato CashaaTransfer Free Free Free Free Free Curency Multi-curency Multi-curency GBP GBP GBP LocalTransfer Enabled Enabled Enabled Enabled Enabled International Transfer Enabled Enabled Enabled Enabled Enabled

14 Cashaa.com CashaaMulti-sigComplianceWalet(CMC-Walet) SafeandSecurestoragewithtransactionflexibility Security,complianceanddecentralisationarefundamentalprinciplesofourdesignarchitecture. Cashaa svisionistoremoveanysinglepointoffailure.ourmultisigwaletisfordigitalassets wilgiveouruserssecurityandtrustwhichisfundamentaltotheblockchainrevolution.our muti-signaturekeymanagementremovesanysinglepointoffailureandadvancedsecurityconfigurationsensurethatassetsaresecureastheymoveinandoutofthewalet. Wehavebuiltasecure,3keyarchitecturewhichalowseaseofusewithfulsecurity,alkeysare storedonadedicatedcryptographicservers(dcs)specificalydesignedforprotectionofthe lifecycleofcryptographickeysthatsecuretransactions. Usetorecover ifyourpassword islost Signtransactions 2/3 Signtransactions 2/3 CASHAAKEY Enablesyoutosigntransactions from Cashaaaccount. SHAREDKEY Encryptedwith yourpassword USERKEY Storedbyyouand canbeusedtosign transactions

15 talexchangesrequireslotofintermediariesandistherebyverycumbersomeprocess.cashaa Cashaa.com 15 AMLandFrauddetectionsonaddress:CashaaMultisigwaletscomewithinbuiltAMLand Compliancesystem,whichanalyzetransactionpaternsontheBlockchainaddress.Itusesmultipleriskindicators,behavioralanalysisanddatasciencetechniques,toprepareareportwhich warnsyoubeforeyoustartcommunicatingwithanyaddressinvolveinanycrime,orsuspicious activity. Grade (CScore) Reason Action A+ A+ Notrelatedinanysuspiciousactivity Alowed A Notdirectlyrelatedinanysuspiciousactivity Alowedbutflagged A+ F Involvedinsuspiciousactivity NotAlowed *WerecommendouruserstouseourSendTooltogeneratetheGradeoftheaddressbefore receivingpaymentfrom it. BuyandSelCryptocurrencies Digitalconvertibilityisoneofthemajorchalengeswhichthecryptoindustryisfacing.Thedigi- CMCWaletintegratedwithworldhighestliquiditypoolswilalow ourusertoconvertdigital assetsdirectlyfrom theiraccounts. CompetitiveAdvantage 1.Oneaccountforstore,convertdigitalassetsandtransferacrosstheglobe. 2.Ourtechnologywilmakealcryptocurenciesultra-safeandsecure 3.Easytousewithoutworyingoflosingkeyswithfulcontrolofcrypto 4.Oneaccounttoaccessyourcryptocurenciesand IBAN funds. 5.Checkoneachtransactiontoprotectyoutotransactwithriskyaddress. 6.CryptowaletintegrationwithbankingRemovesaccounting&auditingissues 7.NoFeeforCashaacommunitymembersonbuyingorselingdigitalassets 8.Highliquidityduetointegrationwithmultipleexchanges. 9.MultiplepaymentoptionsincludingCashaaIBAN accounts, 10.BanktransferorCredit/debitcards.

16 Cashaa.com 16 CASTokenUtility CASTokensareabletobeusedinconnectionwiththisproductbyeligibleindividualsinthe folowingways: 1.EnableCustomertoupgradetheirmembershipbyincreasingthestakeofCAStokens. 2.ReducethefeefortheMultisigSendtransactions. 3.Feefreereversalofthetransactionsreceivedfrom theaddressinvolvedincriminalactivity. 4.OngoingCASStakeisrequiredtogetthereducedExchangefee. 5.OngoingCASStakeisrequiredtogetthereducedthefeesforcreditanddebitcardpurchase 6.VoteforyourfavoritetokenstobeaddedintheCMCwalet. Coming Soon Pricing&Limits WorldTraveler Premier SmartValue Basic Blue Monthly Fee Free Free Free Free Free Send (Cashaaaddress) NoFee NoFee NoFee NoFee NoFee Send* (Externaladdress) Free Free Free 0.1% 0.2% Receive NoFee NoFee NoFee NoFee NoFee Fraud Protection Enabled Enabled Enabled Enabled Enabled FeeReversal Free Free Freeupto Freeupto Freeupto (Monthly) (unlimited) (unlimited) 20Transactions 10Transactions 5Transactions Exchange Fee* NoFee NoFee 1% 1.25% 1.49% Purchase throughbank NoFee NoFee Purchase throughcard* 3.50% 3.50% 3.75% 3.75% 3.99%

17 Cashaa.com Cashaacards ComingSoon JaninaLowisz 01/23 CashaaDebitcardwilcomplementtheIBAN andwaletwhichwilalow toconnectvirtual assetswithglobalpaymentnetworks.ourcardswilbeacceptedbymorethan39milion merchantsaswelasposterminals,theadoptionofwhichisgrowing exponentialywith3milionexistingatmswhichenabletowithdraw cashworldwide. Competitiveadvantage 1.Noannualfee. 2.Alow youtoaccessyourfundsiniban andcmcwalet. 3.Spendyourcryptocurencieswhenyouneed 4.Worldwideaccesswithhigherwithdrawallimits. 5.Atractivecashbackandrewardprograms 6.Spendoverseasatperfectinterbankexchangerates

18 Cashaa.com 18 CASTokenUtility CASTokensareabletobeusedinconnectionwiththisproductbyeligibleindividualsinthe folowingways: 1.EnablescustomerstoupgrademembershipplantohighertierbystakingmoreCAStoken 2.EnablescustomerstoorderCashaacards(forfree)bystakingCASTokens. 3.CustomerreceivesCardCashbackinCASTokeneachtimetheytransactwiththeirCard. Pricing&Limits WorldTraveler Premier SmartValue Basic Blue Monthly Fee Free Free Free Free Free CashBack* 1% 0.50% 0.25% 0.10% 0 ATM Withdrawal (2% onwards) Foreign Exchangefee* (0.5% above) Free (unlimited) 10,000 6,000 4,000 2,000 *Dependingonthecountry,productmanualswilbeissuedincludingdetailssuchastheexactfee ofeachservice.

19 Cashaa.com CAS-Invest ComingSoon CashaawilprovidesasimplewaytoInvestincryptocurenciesafew clicks inabundleof5 cryptocurencieswhichincludebtc,eth,xrp,ltcandcas. Thealocationwilbedoneonthepercentageofmarketcapoftheabove5curencies.Usercan decidetoadjusttheratioandabletosetmonthlygoal. CASTokenUtility CASTokensareabletobeusedinconnectionwiththisproductbyeligibleindividualsinthe folowingways: 1.ReceiveadiscountonalfeeifyoustakeCASTokens 2.CAS-InvestincludeanalocationofCASTokenstoyourportfolio Pricing&Limits WorldTraveler Premier SmartValue Basic Blue Fees 100% Discount 50% Discount 33% Discount 25% Discount 0% Discount *Detailsregardingfeewilbereleasedoncetheproductislaunched.

20 7.Products(Business) Cashaa.com 20 Empoweringbusinessisveryessentialforthedevelopmentofecosystem andoveralgrowthof theblockchaincommunity.cashaasinglesign-onweb&mobileappwilalow Businessto accessaltheproductssuchasiban,multisigbusinesswalet,corporatecards,cas-exchange, CAS-InvestandOpenbankingAPI.Businessaccountswilbeonlydeliveredandaccessed throughthewebbasedportals,andthroughapi. 7.1InternationalBankAccount(IBAN) CashaawilprovideeachBusinessadedicatedIBAN orukcurentaccountwithsort-codewhich canbeaccessedthroughitscashaaaccount.internationalbankaccountnumber(iban)is accountnumberwriteninastandard,internationalyrecognisedformat.theyhelpustoprocess yourinternationalpaymentsautomaticaly,makingthem faster,saferandcheaper.wewilissue IBAN startingwithgbissuedthroughukbankingsystem. CountryCode BankIdentifier GB CheckNumber AccountNumber Forbusinessesdealingincryptocurencies,weofertwotypesofAccount How Cashaadefinescryptocurencies: Therecognitionofacryptocurencyasamedium ofexchange,unitofaccount,andstore ofvalueoccursonlybyagreementwithinthecommunityofusersofsuchcryptocurency. Fortheavoidanceofdoubt,legaltenderorvirtualcurencyissuedbyagovernmentor centralizedbankingsystem isnotconsideredascryptocurency.

21 7.1.1Corporate account(blue,basic,supersaver) Cashaa.com 21 Corporate accountsareissuedtothebusinesseswhowanttogetanaccountfortheirdayto daybusinessoperations,likevendorpayments,colectingpaymentsfrom merchantsfo non-regulatedservices,employeessalaryprocessing,colectingpaymentfrom customers. Thisbusinessmustnotbeabouttradingcryptocurencyordoinganybusinessinvolvingbuying orselingofcryptocurenciesthroughthisaccount. Ex:ACryptoexchangecanusethisaccountforhisoperationalneeds,shopore-commerce storewantstoacceptcryptocurencies. Note BusinessarenotpermitedtoprocessanactiveICO,eithertheirownorforanother partyinthecorporateaccount Merchantaccount(Premier,Advance) ThisaccountisespecialydesignedforCryptocurencymerchants,exchange,Moneyservice Business,ForexBusiness.Merchantswhoareselingortradingwithdiferentcryptocurencies, e.g.bitcoin,ethereum,litecoin,etcorforcompaniesconductingtokensale,ico,stofortheir ownorinbehalfoftheircustomersorinvolveinmoneytransferbusiness.thiswilalow althe businessactivitiesincludingcolectingpaymentsfrom Tokensaleparticipants,traders funds, receivingandpayingmoneytoconductmoneytransferoperation. BusinesswithMerchantaccountwilgetaintegrated Corporateaccount basedontheir requirement.

22 FundsSecurity:AsatransparentFintechcompanyandclearinourvisionwedecidedtogowith a100% fundprotectionschemewitheuropeancentralinstitutions.

23 Cashaa.com 23 CASTokenUtility CASTokensareabletobeusedand/orearnedinconnectionwiththisproductbyeligibleindividualsinthefolowingkeyways: 1. EnablescustomerstoopenanIBAN account(forfree)bystakingcastokens 2. Increaseyourmonthlyaccountlimit 3. EnablecustomerstomakefreelocalandInternationaltransfers. 4. FreeForeignExchange(Forex) Pricing&Limits Advance Premier SmartValue Basic Blue 1,000,000 CASStake 1,000,000 CASStake 100,000 CASStake 50,000 CASStake 0 CASStake CryptoAccount CorporateAccount Onboarding Fee Free Free Free Free 500 Maintenance Fee(Monthly) Account Upto Upto Upto Upto Upto Limit 1,000,000,000 10,000,000 1,000, , ,000 Curency Multi-curency Multi-curency GBP GBP GBP Cashaato CashaaTransfer Free Free Free Free Free LocalPayment International Transfer(SWIFT)

24 Premier SmartValue

25 Cashaa.com CashaaMulti-sigComplianceWalet(CMC-Walet) CMCwaletforBusinesswithholdalthesecurityandcompliancefeaturetogetherwithAPI accesstointegratethefeaturestobusinesscrm andpaymentsystemswithadvanceutilityto createmultipleadmins,makerandcheckeroptionforadaytodaybusinessoperation. SafeandSecurestoragewithtransactionflexibility Security,complianceanddecentralisationarefundamentalprinciplesofourdesignarchitecture. Cashaa svisionistoremoveanysinglepointoffailure.ourmultisigwaletisfordigitalassets wilgiveouruserssecurityandtrustwhichisfundamentaltotheblockchainrevolution.our muti-signaturekeymanagementremovesanysinglepointoffailureandadvancedsecurityconfigurationsensurethatassetsaresecureastheymoveinandoutofthewalet. Wehavebuiltasecure,3keyarchitecturewhichalowseaseofusewithfulsecurity,alkeysare storedonadedicatedcryptographicservers(dcs)specificalydesignedforprotectionofthe lifecycleofcryptographickeysthatsecuretransactions. Usetorecover ifyourpassword islost Signtransactions 2/3 Signtransactions 2/3 CASHAAKEY Enablesyoutosigntransactions from Cashaaaccount. SHAREDKEY Encryptedwith yourpassword USERKEY Storedbyyouand canbeusedtosign transactions

26 Cashaa.com 26 AMLandFrauddetectionsonaddress CashaaMultisigwaletscomeswithinbuiltAMLandCompliancesystem,whichanalyzetransactionpaternsontheBlockchainaddress.Itusesmultipleriskindicators,behavioralanalysisand datasciencetechniques,toprepareareportwhichwarnsyoubeforeyoustarttransactingwith anyaddressinvolveinanycrime,orsuspiciousactivity.forbusinessusersthisfeaturewilhelp them tosavefrom suferingfrom businessdiscontinuityloss,lawsuitsetc.duetoinvolvement withacriminalorsuspectedaddress. Grade (CScore) Reason Action A+ A Notrelatedinanysuspiciousactivity Alowed B Notdirectlyrelatedinanysuspiciousactivity Alowedbutremainedflagged A+ F Involvedinsuspiciousactivity NotAlowed *Werecommendouruserstoverifytheaddressbeforereceivingpaymentfrom it. BuyandSelCryptocurrencies Digitalconvertibilityisoneofthemajorchalengeswhichthecryptoindustryisfacing.Digital exchangesrequirealotofintermediariesandtherebyaverycumbersomeprocess.cashaacmc Waletintegratedwithworldmosthighvolumeexchanges togetthebestpriceandavailability. CompetitiveAdvantage 1. Oneaccountforstore,convertdigitalassetsandtransferacrosstheglobe. 2. Ourtechnologywilmakealcryptocurenciesultra-safeandsecure 3. Easytousewithoutworyingoflosingkeyswithfulcontrolofcrypto 4. Oneaccounttoaccessyourcryptocurenciesand IBAN funds. 5. Checkoneachtransactiontoprotectyoutotransactwithriskyaddress.

27 Cashaa.com CryptowaletintegrationwithbankingRemovesaccounting&auditingissues 7. NoFeeforCashaacommunitymembersonbuyingorselingdigitalassets 8. Highliquidityduetointegrationwithmultipleexchanges. 9. MultiplepaymentoptionsincludingCashaaIBAN accounts,banktransferor Credit/debitcards. CASTokenUtility CASTokensareabletobeusedinconnectionwiththisproductbyeligibleindividuals inthefolowingways: 1. EnableCustomertoupgradetheirmembershipbyincreasingthestakeof CAStokens. 2. ReducethefeefortheMultisigSendtransactions 3. Feefreereversalofthetransactionsreceivedfrom theaddressinvolvedincriminal activity. 4. OngoingCASStakeisrequiredtogetthereducedExchangefee. 5. OngoingCASStakeisrequiredtogetthereducedthefeesforcreditanddebitcard purchase 6. VoteforyourfavoritetokenstobeaddedintheCMCwalet. Coming Soon

28 Cashaa.com 28 Pricing&Limits Advance Premier SmartValue Basic Blue MonthlyFee Free Free Free Free Free Send(Cashaa Address) Free Free Free Free Free Send* (Externaladdress) Free Free Free 0.1% 0.2% Receive Free Free Free Free Free FraudProtection Enable Enable Enable Enable Enable Reversalfee (FGrade Address) Free (unlimited) Free (unlimited) Freeupto20 Transactions Freeupto10 Transactions Freeupto5 Transactions ExchangeFee* NoFee NoFee 1% 1.25% 1.49% Purchase throughbank transfer NoFee NoFee NoFee NoFee 1.5 Purchase throughcard N/A N/A N/A N/A N/A

29 Cashaa.com CAS-CreditLine ComingSoon CashaaCreditLinemakesitpossibleforbusinesstounlockthevalueoftheirdigitalassets withoutseling.usingthem ascolateral,theycanobtainaninstantcrypto-backedloan.thus, theygettokeepownershipoftheirassetsandenjoytheupsideofanyvalueappreciation,while gainingaccesstoliquidfundstomeettheirimmediatefinancialneedstoruntheirbusiness. Cashaadonotprovidealtheapprovedfundsatthesametime,butbasedoninstalmentand progressoftheprojectandactualrequirementofthecompany.thisalowscompanytostopthe futureinstalmentpaymentiftherebusinessideagetsprofitableearlierthanexpected. CreditLinewilbegivenforthefolowingreasons 1. PaytheEmployeesalaries 2. Vendorpayment 3. Startinganew businessideaorproject. Businesseshavetosubmitfolowingdocument 1. Requirementleter(Describingtheusageofthefunds) 2. Businessplanprojection 3. Regulatoryapprovalorroadmaptoobtainit(ifrequiredbytheproject,taskforwhich creditlineisgranted)

30 Premier SmartValue 50% Discount 24-48hours 24-48hours

31 Cashaa.com APIBanking AccountAPI ComingSoon AtCashaaoneofthefoundationalprinciplesistobeopenandbuildecosystem andthatonly possibleweareabletoprovideourservicefrom ourcustomersenvironmenttohelpthebusinessautomatetheirprocessandreducerisk.anapi,orapplicationprogramminginterface,isa technologyprotocolthatalowsdiversesoftwarecomponentstocommunicate.moretothe point,italowsevennon-geekstodevelopapplicationsthatmakeuseofwhateversoftware componentsagivenapitapsinto. ThiswilhelptheuserstointegratetheCashaaaccountsdirectlyothereERPsystemsorcustomiseapplicationwiththeirownneed KYCAPI CashaawilprovidetheAPIforbusinessto-boardtherecustomersandmakesuretheyarealso complaintenoughtotransactwiththebusiness.thiswilreducethehugeregulatoryriskwhich businesshasespecialywhentheyacceptcryptocurencies.companiesdoingtokensalehaveto usethisapitobecomplaintandretaintheirmerchantaccount. Competitiveadvantage 1. RemovetheRiskofbusinessinrelationwithdealingwithcryptocurencies 2. Helpthem tointegratethevariouscashaafeaturesinthereerporcustomised application.

32 Premier SmartValue N/A N/A N/A

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34 Cashaa.com Team Ourteam iscomprisedofthe best,brightestandmostpassionatepeopleintheindustry sharingthesamevisionof makingblockchainapplication simpleandaccessibleforthe masses.ourteam hasmore than200+yearsofpayments andbankingexperiencewhich includesexecutivesfrom For- tune100technologycompa- nies,centralbankandtop academicinstitution. Team of22experienced engineers&bankersfrom LeadbyKumarGaurav,Founder&CEO KumarisanIndianserialentrepreneurwhowasawardedanextraordinarystatusbytheUnited StatesgovernmentforexcelinghisworkonBlockchaintechnology.HeiscurentlytheCEOof CashaaandtheChairmanofAuxesisGroup. Kumarisapopularinternationalspeakerandinnovatorwhohasgrownhisownsufixoftechnologyandwasfelicitatedby IT,IM,ISB,YPO,Money2020,TechCrunch,EUParliamentandmany conferencesanduniversitiesacrosstheglobe.hewasrecentlynominatedamongtheworld'stop 50Innovatorsfrom theindustriesofthefuturemarketandtechera. Toknow moreabouthislifeandworkvisitwww.kumargaurav.com

35 Cashaa.com Award&recognitions Rankedtop20 th MostInfluential BlockchainCompany Top3 FinalistofBBVAopen Talentfor Fintechforpeople Top50 EmergingFintech businessin2018 EuropeHotesh CryptoFinance Projectin2018 Featured asupcomingfintech Startupfrom Europein2018 Awardedtechnology provideroftheyear forsmein MediaAppreciation

36 Cashaa.com 36 9.Roadmap(2018) Note Thisroadmapisindicativeofourfutureplan.Theimplementationofourinitiativesmaybe subjecttofactorsthatarebeyondourcontrol;insuchcase,theremaybechangesor delaytothedeliverytimeline.

37 10.Token Cashaa.com 37 TokenSymbol CAS TokenContractAddress 0xe8780b48bdb05f928697a5e8155f672ed91462f7 TokenDecimals 8 TokenTotalSupply 1,000,000,000 TotalAvailableSupply 635,000,000 TotalLocked 365,000, TokenSaleStatistics Totalparticipants 53,843 TotalParticipantsreceivedthetoken(AfterKYCverified) 8507 CASTokenSalebeganonNov5,2017andendedonDec5,2017 TotalTokenDistributed 542,000,000 CASTokencostondayoneoftheTokenSalewasequivalenttoUSD0.10 BTCpricegiventoparticipants:17,500USDasof13thDec2017 ETHpricegiventoparticipants:644USDasof13thDec2017

38 Cashaa.com 38 AvgBonus* % oftokenreleased PriceinBTCandETHER 90.5% 12.33% 301Satoshi, % 55.78% 251Satoshi, % 31.89% 210Satoshi, WeightedAvgcostinBTC 244 Satoshi WeightedAvgcostinETH ETH AsofTodayon26 th Nov2018 CASpriceinBTC 321Satoshi CASpriceinETH ETH 10.2.ExchangesListed CASTokenisnow listedon7exchanges,includinghitbtc,cashaaotc,fubt,exrates, IDEX,TopBTC,KoinOK.CoinwithavailablepairsinETH,BTC,USDT OTCExchange

39 Cashaa.com CASTokenUtility InternationalbankAccount(IBAN) 1.EnablescustomerstoopenanIBAN account(forfree)bystakingcastokens 2.Increaseyourmonthlyaccountlimit 3.EnablecustomerstomakeFreelocalandInternationaltransfers. 4.FreeForeignExchange(Forex) Cashaacards 1.EnablescustomerstoupgrademembershipplantohighertierbystakingmoreCAStoken 2.EnablescustomerstoorderCashaacards(forfree)bystakingCASTokens 3.CustomerreceivesCardCashbackinCASTokeneachtimetheytransactwiththeirCard CMCWalet 1.ReducethefeefortheMultisigSendtransactions 2.Alow feefreereversalofthetransactionsreceivedfrom theaddressinvolvedincriminalactivity. 3.VoteforyourfavouritetokenstobeaddedintheMulti-sigwalet 4.EnablecustomerstoupgradetheirmembershipforhigherlimitsbystakingmoreCASTokens 5.OngoingCASStakeisrequiredtogetthereducedexchangefee 6.OngoingCASStakeisrequiredtogetthereducedthefeesforcreditanddebitcardpurchase CAS-Invest 1.ReceiveadiscountonbystakingCASTokens 2.CAS-InvestincludeanalocationofCASTokenstouserportfolio CAS-CreditLine 1.EnableBusinesstoupgradetheirmembershipforthehigherlimitsbystakingmoreCAStoken. 2.Inreplayingloaninterestamountwithdiscountedprice.

40 Cashaa and CAS token Information available at: (Community managed, not official)